CoinSwap

Convert Stellar Lumens (XLM) to USD Coin (USDC)

1 XLM ≈ 0.183528 USDC

1 USDC ≈ 5.4488 XLM

Indicative mid-market rate, refreshed regularly. Your quoted amount depends on the route you pick.

Convert Stellar Lumens (XLM) to USD Coin (USDC) at the best available rate. CoinSwap compares live XLM to USDC routes across multiple exchange partners in real time and pays USDC straight to your wallet — non-custodial, no account. Below you will find the current indicative rate, the networks we support, and answers to common questions.

Swap XLM to USDC

Stellar Lumens (XLM)

Price
$0.1835
24h change
+5.04%
Market cap
$6.39B
24h volume
$273.3M
Circulating supply
34.85B XLM
All-time high
$0.875679.05% below ATH

USD Coin (USDC)

Price
$0.9997
24h change
−0.00%
Market cap
$73.67B
24h volume
$18.40B
Circulating supply
73.70B USDC

How a swap works

  1. Compare routes

    Enter an amount and pick the route with the rate and speed you want.

  2. Send from your wallet

    Your deposit goes straight to the executing route — we never hold your funds.

  3. Receive at your address

    The swapped coins are paid out directly to the address you provide. Track every step on the order page.

Supported networks

The default network is highlighted. Pick another one in the widget above.

Stellar Lumens (XLM)

Price
$0.1835
Market cap
$6.39B
Rank
#20
  • Smart Contract Platform
  • Layer 1 (L1)
  • Real World Assets (RWA)

Supported XLM networks (2)

USD Coin (USDC)

Price
$0.9997
Market cap
$73.67B
Rank
#6
  • Stablecoins
  • USD Stablecoin
  • Solana Ecosystem

Supported USDC networks (22)

Learn more about XLMLearn more about USDC

More XLM pairs

More pairs into USDC

Popular pairs

XLM to USDC — FAQ

How do I swap XLM to USDC?

Enter the amount of Stellar Lumens you want to exchange, pick the route with the best USDC payout, and send your XLM to the deposit address shown. Your USDC is paid out directly to your wallet — no account needed.

What is the current XLM to USDC rate?

The rate above is an indicative mid-market estimate. The exact USDC amount is quoted live when you enter a figure, and depends on the route, network fees, and whether you pick a float or fixed rate.

How long does a XLM to USDC swap take?

Most XLM to USDC swaps finish in 5–30 minutes, depending on XLM deposit confirmations and USDC network load. Each route shows its own ETA before you commit.

Are there fees to convert XLM to USDC?

Every quote is all-in: it already includes the route exchange fee, our margin, and estimated USDC network costs. You only pay the network fee on your own XLM deposit.

Is the XLM to USDC swap custodial?

No. CoinSwap is non-custodial: your XLM goes straight to the executing route and your USDC is sent to the address you provide. We never hold your funds.