CoinSwap

Convert Stellar Lumens (XLM) to Tether USD (USDT)

1 XLM ≈ 0.183590 USDT

1 USDT ≈ 5.4469 XLM

Indicative mid-market rate, refreshed regularly. Your quoted amount depends on the route you pick.

Convert Stellar Lumens (XLM) to Tether USD (USDT) at the best available rate. CoinSwap compares live XLM to USDT routes across multiple exchange partners in real time and pays USDT straight to your wallet — non-custodial, no account. Below you will find the current indicative rate, the networks we support, and answers to common questions.

Swap XLM to USDT

Stellar Lumens (XLM)

Price
$0.1835
24h change
+5.04%
Market cap
$6.39B
24h volume
$273.3M
Circulating supply
34.85B XLM
All-time high
$0.875679.05% below ATH

Tether USD (USDT)

Price
$0.9993
24h change
−0.01%
Market cap
$183.31B
24h volume
$60.38B
Circulating supply
183.44B USDT

How a swap works

  1. Compare routes

    Enter an amount and pick the route with the rate and speed you want.

  2. Send from your wallet

    Your deposit goes straight to the executing route — we never hold your funds.

  3. Receive at your address

    The swapped coins are paid out directly to the address you provide. Track every step on the order page.

Supported networks

The default network is highlighted. Pick another one in the widget above.

Stellar Lumens (XLM)

Price
$0.1835
Market cap
$6.39B
Rank
#20
  • Smart Contract Platform
  • Layer 1 (L1)
  • Real World Assets (RWA)

Supported XLM networks (2)

Tether USD (USDT)

Price
$0.9993
Market cap
$183.31B
Rank
#3
  • Stablecoins
  • USD Stablecoin
  • Solana Ecosystem

Supported USDT networks (22)

Learn more about XLMLearn more about USDT

More XLM pairs

More pairs into USDT

Popular pairs

XLM to USDT — FAQ

How do I swap XLM to USDT?

Enter the amount of Stellar Lumens you want to exchange, pick the route with the best USDT payout, and send your XLM to the deposit address shown. Your USDT is paid out directly to your wallet — no account needed.

What is the current XLM to USDT rate?

The rate above is an indicative mid-market estimate. The exact USDT amount is quoted live when you enter a figure, and depends on the route, network fees, and whether you pick a float or fixed rate.

How long does a XLM to USDT swap take?

Most XLM to USDT swaps finish in 5–30 minutes, depending on XLM deposit confirmations and USDT network load. Each route shows its own ETA before you commit.

Are there fees to convert XLM to USDT?

Every quote is all-in: it already includes the route exchange fee, our margin, and estimated USDT network costs. You only pay the network fee on your own XLM deposit.

Is the XLM to USDT swap custodial?

No. CoinSwap is non-custodial: your XLM goes straight to the executing route and your USDT is sent to the address you provide. We never hold your funds.