Convert Stellar Lumens (XLM) to PayPal USD (PYUSD)
1 XLM ≈ 0.183545 PYUSD
1 PYUSD ≈ 5.4482 XLM
Indicative mid-market rate, refreshed regularly. Your quoted amount depends on the route you pick.
Convert Stellar Lumens (XLM) to PayPal USD (PYUSD) at the best available rate. CoinSwap compares live XLM to PYUSD routes across multiple exchange partners in real time and pays PYUSD straight to your wallet — non-custodial, no account. Below you will find the current indicative rate, the networks we support, and answers to common questions.
Swap XLM to PYUSD
Rate follows the market until your deposit confirms
Stellar Lumens (XLM)
- Price
- $0.1835
- 24h change
- +5.04%
- Market cap
- $6.39B
- 24h volume
- $273.3M
- Circulating supply
- 34.85B XLM
- All-time high
- $0.875679.05% below ATH
PayPal USD (PYUSD)
- Price
- $0.9996
- 24h change
- +0.01%
- Market cap
- $2.82B
- 24h volume
- $78.6M
- Circulating supply
- 2.83B PYUSD
How a swap works
Compare routes
Enter an amount and pick the route with the rate and speed you want.
Send from your wallet
Your deposit goes straight to the executing route — we never hold your funds.
Receive at your address
The swapped coins are paid out directly to the address you provide. Track every step on the order page.
Supported networks
The default network is highlighted. Pick another one in the widget above.
Stellar Lumens (XLM)
- Price
- $0.1835
- Market cap
- $6.39B
- Rank
- #20
- Smart Contract Platform
- Layer 1 (L1)
- Real World Assets (RWA)
Supported XLM networks (2)
- StellarNativeDefaultStellarExpert ↗
- BNB Smart ChainToken
0x43C9…f1B9BscScan ↗
PayPal USD (PYUSD)
- Price
- $0.9996
- Market cap
- $2.82B
- Rank
- #35
- Stablecoins
- USD Stablecoin
- Solana Ecosystem
Supported PYUSD networks (3)
- Arbitrum OneTokenDefault
0x4685…6984Arbiscan ↗ - EthereumToken
0x6c3e…A0e8Etherscan ↗ - SolanaTokenSolscan ↗
More XLM pairs
More pairs into PYUSD
Popular pairs
XLM to PYUSD — FAQ
How do I swap XLM to PYUSD?
Enter the amount of Stellar Lumens you want to exchange, pick the route with the best PYUSD payout, and send your XLM to the deposit address shown. Your PYUSD is paid out directly to your wallet — no account needed.
What is the current XLM to PYUSD rate?
The rate above is an indicative mid-market estimate. The exact PYUSD amount is quoted live when you enter a figure, and depends on the route, network fees, and whether you pick a float or fixed rate.
How long does a XLM to PYUSD swap take?
Most XLM to PYUSD swaps finish in 5–30 minutes, depending on XLM deposit confirmations and PYUSD network load. Each route shows its own ETA before you commit.
Are there fees to convert XLM to PYUSD?
Every quote is all-in: it already includes the route exchange fee, our margin, and estimated PYUSD network costs. You only pay the network fee on your own XLM deposit.
Is the XLM to PYUSD swap custodial?
No. CoinSwap is non-custodial: your XLM goes straight to the executing route and your PYUSD is sent to the address you provide. We never hold your funds.
